From the very first day we opened our doors, we believed that everyone should have access to affordable group benefits. That belief is still what drives us today. We’re a not for profit employee benefits provider, so all of the benefits go to you. We cost less. We give you more. And you can count on us to do the right thing, every time. After all, we believe in the same things you do.
We want your Board to be as excited about joining us as you are. To facilitate addressing communication about OJTBF with your Board, we have created an information sheet and Brand Essence Video to help explain who we are and … Read More
How does pooling not for profit organizations together help me lower my organization’s benefit costs?
As a not for profit Group benefits provider, OJTBF offers all clients large group pricing and service by pooling the resources of our participating employers together. This ensures that all of our clients receive very low carrier expense factors and … Read More
I’ve heard OJTBF offers premium rebates.
Yes – in the typical insurance model, surpluses become a substantial source of the insurer’s profit, however in our model, they are retained by OJTBF and used to offer premium rebates.
Will OJTBF mirror my current plan design?
OJTBF will duplicate your existing benefit plan provisions for organizations with 10 or more staff. This ensures your staff will continue to enjoy the same level of benefit coverage with us but at an overall lower cost.