From the very first day we opened our doors, we believed that everyone should have access to affordable group benefits. That belief is still what drives us today. We’re a not for profit employee benefits provider, so all of the benefits go to you. We cost less. We give you more. And you can count on us to do the right thing, every time. After all, we believe in the same things you do.
Yes – please contact us for more information on available coverage options.
Does OJTBF invest to win new business?
It is very common in the Group insurance marketplace for providers to offer unrealistically low initial rates to win new business. This frequently results in very large rate increases in subsequent renewals as the carrier seeks to recoup their investment. … Read More
Are Pay Direct Drug cards offered to all clients?
OJTBF offers Pay Direct drug cards to all organizations with a Health benefit at no additional charge. When coupled with electronic dental claim adjudication, online Health claim submission and direct deposit, plan members are ensured quick reimbursement of all out … Read More
How does pooling not for profit organizations together help me lower my organization’s benefit costs?
As a not for profit Group benefits provider, OJTBF offers all clients large group pricing and service by pooling the resources of our participating employers together. This ensures that all of our clients receive very low carrier expense factors and … Read More