From the very first day we opened our doors, we believed that everyone should have access to affordable group benefits. That belief is still what drives us today. We’re a not for profit employee benefits provider, so all of the benefits go to you. We cost less. We give you more. And you can count on us to do the right thing, every time. After all, we believe in the same things you do.
We make the transition to our benefits family extremely simple. We also believe in education, and will meet with your staff to roll out the new plan, distribute drug cards and booklets – and give staff an opportunity to ask … Read More
I’ve heard OJTBF offers premium rebates.
Yes – in the typical insurance model, surpluses become a substantial source of the insurer’s profit, however in our model, they are retained by OJTBF and used to offer premium rebates.
Can OJTBF offer coverage to part-time employees, contract employees and retirees?
Yes – please contact us for more information on available coverage options.
Will OJTBF mirror my current plan design?
OJTBF will duplicate your existing benefit plan provisions for organizations with 10 or more staff. This ensures your staff will continue to enjoy the same level of benefit coverage with us but at an overall lower cost.