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We Deliver

Cost Containment

Health Insurance Inflation

EAP Coaching & Referral

Education

HST (Taxes))

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What we provide



Group Benefits


Expert knowledge of not-for-profit, union & public service organizations



A full and flexible line of Group Benefits solutions that we will customize to meet your needs.



  • Are you a not-for-profit organization?
    We know your challenges. We have over 140 not-for-profit clients.
  • Does your organization have fewer than 100 employees?
    Over 95% of our clients fall in this category--we know the challenges you face.
  • Need to match your plan to negotiated benefits?
    We will do it!
  • Do annual rate changes present budgeting challenges to you every year?
    Check out our "No Bull Rates"TM

All of these services are delivered by a team of specialists who know how to deliver the best insurance benefits at the lowest cost to participating organizations and plan members.

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515 Consumers Rd, Suite 300, Toronto, Ontario, M2J 4Z2     Phone: 416-443-9223    Toll Free: 877-766-7823    Fax: 416-443-3185

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©OJTBF 2008